Monday, March 8, 2010

Refinance done!

Craig signed and closed on our home refinance today. We are very happy with how it turned out. It was VERY reasonable, the cheapest loan origination fee I have ever seen. We locked our 30 year fixed loan at 5.125% and the refi will have paid for itself in only one year. We had to bring 1500$ to closing but our first payment is not until May, so that was basically like paying our mortgage for March. The numbers ended up with a payment of just under $1500 a month, with about $275 towards principle. So we will be paying almost 60$ less each month and over a hundred more towards principle! Yeah!

We had a great visit with Grandma and Grandpa Faulkner and cousin Jena yesterday. We missed Allen, Eryn and Addison who had to cancel because of a sick little one. I cooked a turkey and stuffing which we brought along with salad and yummy rolls. The stuffing wasn't the best, in my opinion, but the turkey turned out really good. It was my first turkey ever! The day was a bit cold and cloudy but Katya still enjoyed lots of outdoor time in Grandpa's lovely yard. Reagan took a 2hr nap which was great because she was cranky! I bugged Grandpa about the genealogy research he has done on the family and I had such a great time looking threw stuff with him. He has a ton of information and I am excited to look through all of it! I absolutely loved seeing pictures of him and Marion when they were young and other pictures of Faulkner relatives. There was a picture of Grandpa at about Reagan's age, and I see similarities in their eyes. We are looking forward to celebrating Grandpa's 86th birthday in a few weeks with the whole family. Love to all, Brenda

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